International Payment Gateway

Today market demand the merchant who is international player, it limit your business if you haven’t international scope,

Most of the payment gateway provides facility for payment with in country, but some gateway provides facility to take payment internationally.  The kind of gateway is called international gateway.

Except some developed country like UK & US some where people use debit or credit card mostly others country demands deeper option for payment. Highrisk payment gateway fulfils all the criteria.

Feature:–

• Wide range of payment option may be its traditional or modern, numbers of country involve in that.
• A robust system should maintain for security purpose while dealing international payment gateway system.
• Dynamic currency feature, when anyone deals in international market it is mandatory that customer can pay in their own currency.
• Contact with national and international acquiring bank .

In order to reach the wide range of customer group merchant who run online business need to offer more comprehensive range of payment gateways to their customer.it is prefer that flexible payment gateway which can boost your business.

Using the correct payment gateway solution will actually help improve your business as it allows numbers of customers to do business with the payment gateway of their own choice and also allow to use  multiple currency.by growing the confidence of customer’s will grow your services too. So if you are looking for a most trusted payment gateway solution high risk payment gateway is best place for you, which deals in national and international level.

eContract helping to reduce the chargeback

The term chargeback is very familiar to the merchant who run their online business. But fighting and winning the chargeback is not easy task. Merchant need to arrange a proper channel or team to handle that compliance,when customer raise a chargeback its going to card issuing company from where they asked to merchant to provide all the evidence for that product and services. Most of the chance in case of chargeback customer win but it is not necessary if merchant provide strong evidence and proof against it , chance to win the case will increase.

In this concern eContract is very helpful. First we should understand the term eContract , Basically electronic Contract is written contract send by merchant to the customer via mail or other electronic channel. Which is received by customer and signed and send back to merchant, this evidence is used at the time of chargeback. By the help of eContract chances to win the case raise by 40%.

How it is useful eContract for reduce the chargeback

Split the price detail

eContract should mention the price detail split-up, because most of the client has confusion about price which they paid,  so you should mention the total price split-up, so at the time of chargeback you should prove yourself about service/product you delivered for that price.

Mention Card Type

In this contract you should mention the card type through which payment proceed , because some time user claim “card not  authorized so it is better that you mention last 4 digit of card number and expiry date of card , this will increase the chance to win the chargeback case.

Make sure that eContract is received by customer

Only sending the eContract is not beneficial to winning the charge back, but make sure after signed the contract, customer send to you. You need to take a copy of it , so you can proof when chargeback arise.

Mention Full refund policy

Refund policy is generally mentioned in website link, and most of the chance customer said that he/she is not aware of that policy, and it become main reason to win the charback  so merely putting a link in eContract is not enough, but it should be clearly mentioned on that.

Global Payment Gateway Accessible for All Cards

The financial institution or government body provides a payment gateway to its customers, but it can also be provided by a specialized financial service provider as a separate service, such as a Payment Service Provider (PSP). An online payment transaction is empowered by a Payment Gateway by transferring the information between a payment portal (such as mobile phones or the website) and the front end processor or Acquiring Bank. An online procedure for making transaction using payment gateway permits you to process card transactions, both debit & credit cards, in real-time on your website from any part of the world.

Procedure of Payment Gateway Transaction Process:

The very first step, the merchant will come to your website to make a order to your products or may be multiple order on your online store/ website. After making selection for the desired products and adding them to cart, the merchant will choose Buy Now option. Now, then the merchant will fill the personal details as well as the shipping address. After that the merchant will reach to Payment Gateway page and then he will enter banking information. Once the information will get processed, the Payment Gateway handles the transaction & sends the information through the particular payment portal (VISA, MasterCard, Amex etc.). After the verification of such payment the customer is sent back to the seller’s website and is given the confirmation regarding the successful completion of the transaction on real time basis. Our convenient features make it easy and secure for you to accept online payments. We provide easy integration options to our clients in their online stores.

There are varieties of cards like Gift Cards, Prepaid Cards, Debit Cards and Credit Cards provided by Visa and Master Company will be accepted on the payment gateway terminal that allows charging any Visa/Master card globally.

What Need To Check Before You Apply For A Payment Gateway?

• The Payment Gateway Processor is PCI-DSS certified or not? That gives extra security for the merchants and their data security also.
• You must look for the feedback and reviews over the internet to know more about the processor and payment cycle and delay in getting payouts.
• You should also check for reliability, trustworthiness of the processor so that you can make yourself understand to process your transactions in faithful manner and also in long term.
• The API will get integrated into your online store or not?
• A special bank account i.e. Merchant Account that directly get linked to your current account. If you will do not have a merchant account, there is no way for the payment gateway to transmit money into your bank account.
• Also you must pay attention for the price of the gateway solution. Usually, every processor charge per-transaction fees or monthly usage charges or yearly maintenance charges, you may calculate the in total amount for the deduction in order to choose the best affordable option on the basis of your current business transactions and growth in few months.

Was this article helpful for your queries/ concerns? We appreciate suggestions for better clarity for your business requirements. Let us know and our team experts will get back to you soon.

Why to Create an Online Store and Integrate a Payment Gateway

In Today’s Technology World, Most Of the People Use Google or any Online Search Engine to fulfill their Wish to save time and money.

Online store is a platform where you can buy or sell with peace of mind from anywhere or using any gadgets. This helps you to utilize your time in perfect manner and as per your schedule and planning. You can access internet and online store of your choice.

This is the easiest way to connect with many dealers/ retailers and for variety of products. The online store also facilitates you to receive your product at the door step in limited hours.

The payment gateway plays a vital role in setting up an Online Store/ E-commerce website. This is inbuilt software in any Online Store or E-commerce website through which you can pay in just few actions.

Payment Gateway gives your Online Store an additional advantage to collect payments from any region across world in just fraction of seconds.

The World Wide Web uses latest e-commerce typically for at least one part of the business’s life cycle. Other technologies the e-mail is also being used widely for communication.

So have you decided to get started with your own online store, excellent choice? But do you know what type of e-commerce platform to create or the technologies to be inbuilt? What is the best solution in your choice beyond that you must have to look for best payment gateway solution to be integrated into your website easily so that the operation can be smooth for completing transactions by your merchants?

What is the Role of Payment gateway Integration into Online Store?

Once you’ve made a choice for your payment gateway, integrating it into your online store is also mandate for making the customer-centric approach attractive and functional to receive money smoothly.

You must have to keep in mind for compatibility of gateway software with your online store; our team will guide you to understand the same.

The payment gateway will cost you a one-time setup fee for life time support and guidance. You must keep your eyes on for the rates comparison for the best that also meet your requirement.

Also you need to understand the difference into API and VT option that gives you access to charge your customer in two different ways. API (also known as “transparent”) allows you to do the processing within your store, keeping the customer on your site. Virtual Terminal (also known as “redirect”) send your customers to another website to process the payment. The best option is to choose the API so that you can maintain legitimacy and transparency with you customer with the company descriptor details in the merchant’s transaction details also.

The Own descriptor is also chargeable, secure for long term and transparent business with your end-users.

Payment gateway and its Features

If you have not certain concept that what is payment gateway actually and how it works. This blog is defiantly helpful for you to clear your concept. May be it seem a slight lengthy, but we’ve been told after several consumers that it aided knowingly.

Unique features of payment gateway

Get a worldwide experience to your online business.

Now a day no businessperson wants to become a constricted businessman, where there is option of globalization of occupational. Through our multi-currency choices, a merchant living in Asia can deal with a Europe based client either they dealing high risk or low risk. Likewise it is good choice for the abroad customers to recompense bills in their own in local currency. By this system of Bill payment removed the common barricade among customers and their merchant. With this payment dispensation ability, merchants can simply stand uncaring among the participants.

Presented ample option just simple processing services

Everybody needs to get somewhat or somehow additional with the main facilities for which they are paying. Thoughtfully this philosophy of consumers, we bargain more than what is expected normally. That is the purpose we haven’t reserved our services limited to payment processing only. ePay Global Processing payments for dealers is no hesitation our main duty but separately from that we are fully current to guide the merchant in every possible way. This contains the give-and-take of information with merchants and customers to train them with the latest trends of payment business. Take the benefit of add-on offers and amenities along with the defaulting merchant account.

Incorporated checkout involvement for your client

The ‘Single Click Payment’ feature of ePay Global is innovative system through which one can save the time when placing payments. Unlike other traditional payment method, in this feature the client get complete payment ability on the host business website. This facility offers embeddable payment option well-matched for all screen sizes. Our Single Click payment facility makes entire payment technique quicker deprived of giving up on the safety of credential. All such kind of particulars is reserved in a virtual vault and can be retrieved by official person only when it is required.

Payment Gateway Process and benefits

When you running your E-commerce website your primary need to establish payment gateway. For now the term high risk payment gateway become more popular and people also want to understand about it minutely as almost crowd directly or indirectly involve with online transaction.

Payment gateway is basically a mode of online payment which connects eCommerce business or any other online transaction website to credit card processing network. It’s very fast secure and convenience for user as taking a payment from local street client. Thanks to the fast moving technology which makes our life so easy.

But when a transaction takes place it is very necessary to focus on security the data, as the credential floats over Internet and user reside far from the actual place. To meet the purpose payment gateway use very special encryption and security method.

How to set Payment Gateway to your E-commerce website

It’s very simple to establish a eCommerce payment gateway connection to website. There is simple code provided by that gateway which needs to configure and that is incredibly easy. Most of the vendor already knows that as it is very popular on that market.

Benefits of Payment Gateway

• Better feel to customer

Some Payment solution redirects another page while making transaction. But payment gateway keep customer to same site while making transaction, so they feel secure and friendly.

• Fast Statement

Some merchant use third party for payment, but they take more time to process and generate report, On other hand you payment gateway generate instant report and confirm the user about transaction.

So the payment gateway process start when consumer click on buy or similar button, then its go to various process and then payment transfer, but no neither customer nor merchant need to worry about these process as they only see and feel very friendly process, but basically lots of protocol running behind it to maintain the  security of credentials.

High Risk Merchant Account and Gateway

Beside with our online payment proficiency and whole group of leading-edge solutions, we have carried the services elements needed to obtain high risk merchant status.

We have resolutions for the worldwide (Hong Kong, US, UK,Canada, EU, Mexico, Korea, Bulgaria)

The ePay Team accelerates the procedure of pointing for high risk payment gateway and guarantees long lasing achievement by insertion clients into wisely nominated associations with attaining buddies where We keeps ingrained planned partnerships to support high risk merchants. Some examples of these categories include:

• Telemarketing, Direct Marketing,
• MLM, Network Marketing ,Business Opportunity,
• Frequent Membership Programs
• Online Dating, chatting, Adult Newness
• Gaming, Online Game, MMO, MMORPG, FPS
• Health, Wellness and Nutraceuticals
• Stored Value, Virtual Currency, e-Wallet, Money Transfer
• Payment Aggregation, IPSP, PSP, Payment Facilitators
• Event Ticketing, Travel Agents, Airlines, Cruise Lines
• Luxury Goods, Large Ticket Itemswe have been serving high risk businesses accept card payments online for a long time.
  With our huge attaining network of bank we reflect most high risk businesses round the World. We resource together the merchant account as well as gateway in one step solution.

High risk card processing is a challenging and stimulating job for any card Processing Company in any area. As a rule, the main hindrance for the that high risk service  is that number of processing complaints by the bank of client and dissatisfaction that service is not up to the mark. Though, the revenues in this field are very good that helping the benefits of this kind of business turned to the whole banking industry. For example, recently, an offshore business model become more common with an offshore permissible object, with offshore processor and offshore bank, opening the high risk offshore merchant account. This model showed to be excellent because it permits us to meet all the needs of our client.

In every case, a proper scheme of work is used. In this case, the toughest part of any such scheme is a legal solution, which permits client to reduce the complaints. The entire bank tangled in the process resolves the hindrance of service of in its individual method.